The first thing you need to do if you are under a mountain of debt and are not able to make timely payments that do more than cover interest is cut up all your credit cards. Do not take on more debt until the debt you have is paid. Address what you can fix on [...]
Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I’ve seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quickly you change your habits, though, if [...]
The average American family these days owes at least $10,000 of credit card debt, plus a mortgage and at least one car payment. Many consumers have fallen into the trap of only being able to make the minimum monthly payment or worse make the payments on an irregular basis. Does this sound like you? Have [...]
