How to Beat the Bill Collector With Sample Cease and Desist Letter

Debt collectors are highly motivated to convince debtors to pay the debt because they frequently work on a low base pay plus commission. This business model has created the reputation for bill collection agencies that we know today.The collector might engage in threatening behavior and harassment. However, like any other business they are governed by [...]

Can Creditors Really Call My Neighbors Or Family?

The fact is, that collection agencies are known for bending if not down right breaking the “Fair Debt Collections Practices Act” to try and collect on a debt.But the questions is: “Can a collection or creditor call a neighbor or family member to collect a debt?”And the answer is yes.In most states a collector or [...]

Credit Card Collection Agencies Secrets

Have you ever wondered why collection agencies keep calling you more often? There are numerous situations that credit collectors use to get the money you owe.But let’s start from the beginning when you get your credit card. Obviously everyone knows that you need to pay your credit card on time. However, situation is not always [...]