Cease and Desist Letter May Not Be Best

If you want to stop a debt collector from calling you, the Fair Debt Collection Practice Act certainly allows you the ability to do so.All you would need to do is write a letter to the debt collector and tell them to stop calling you both at home and at work. Though it is not [...]

Tips for Writing a Professional Debt Negotiation Letter

When it comes to the task of debt negotiation and settlement, you are faced with two options, both of which will require you to do some work. Some people choose to take care of business themselves and negotiate with their creditors one on one. Others take the easier route, which is to hire a debt [...]

Settle Your Own Debt ‘Only If’

Time is valuable. Most people can not afford to lose time from work to negotiate settlements on their debt. Phone calls, and correspondence must to be answered. Complete contact must be kept with creditors and collection agencies, every detail of the debt being negotiated on must be known. Can everyone afford to do this, YES, [...]