Cease and Desist Letter May Not Be Best

If you want to stop a debt collector from calling you, the Fair Debt Collection Practice Act certainly allows you the ability to do so.All you would need to do is write a letter to the debt collector and tell them to stop calling you both at home and at work. Though it is not [...]

Civil Summons For Credit Card Debt? Don’t Make These Mistakes!

Observations on the Most Common MISTAKES Consumers Make When Faced with a Credit Card Debt Lawsuit1. Consumers ignore notices for Court.Never, ever ignore a notice from the court. If you suspect it’s a fake (some FDCPA Violators a.k.a. “junk debt buyers” have been caught sending out fake documents that resemble a summons) please call your [...]

How to Beat the Bill Collector With Sample Cease and Desist Letter

Debt collectors are highly motivated to convince debtors to pay the debt because they frequently work on a low base pay plus commission. This business model has created the reputation for bill collection agencies that we know today.The collector might engage in threatening behavior and harassment. However, like any other business they are governed by [...]