Cease and Desist Letter May Not Be Best

If you want to stop a debt collector from calling you, the Fair Debt Collection Practice Act certainly allows you the ability to do so.All you would need to do is write a letter to the debt collector and tell them to stop calling you both at home and at work. Though it is not [...]

Civil Summons For Credit Card Debt? Don’t Make These Mistakes!

Observations on the Most Common MISTAKES Consumers Make When Faced with a Credit Card Debt Lawsuit1. Consumers ignore notices for Court.Never, ever ignore a notice from the court. If you suspect it’s a fake (some FDCPA Violators a.k.a. “junk debt buyers” have been caught sending out fake documents that resemble a summons) please call your [...]